About 20 Neptune Dr
Welcome to 20 Neptune, a true waterfront retreat for those who crave privacy, connection to nature, and everyday comfort without compromise (and NO FLOOD INSURANCE!). Nestled along the quiet banks of the Gunpowder River with direct access to the Bay, this home delivers a lifestyle that feels like a getaway but functions beautifully for everyday living. The island behind the property is protected land that will never be developed. It also acts as a buffer during major storms. When the leaves fall, the view beyond that island expands beautifully. Experience a resort-like setting here. The saltwater pool and spa are framed by native perennial gardens, intentionally planted for color, privacy, and ease of care through every season. From your private dock with boat lift, kayak launch, and gazebo, you can start your day on the water and end it with sunset views that never grow old. Inside, the layout flows easily between indoor and outdoor spaces. Whether hosting friends or enjoying a quiet morning by the water, this home was designed for effortless living. Thoughtful updates bring modern comfort: heated tile floors, a Trane High-Efficiency HVAC (2021), paid-in-full solar panel system, and crawlspace encapsulation for efficiency and healthier air. A new GAF Timberline Lifetime Roof with Golden Pledge Warranty is being installed this month, offering unmatched protection and peace of mind for decades to come. The owner’s suite is a private retreat of its own, complete with a walk-in closet, spa-inspired bath, and balcony overlooking the water. Every space here feels intentional, warm, welcoming, and ready for the next chapter of its story. This is a home for those who cherish natural beauty, lasting comfort, and a lifestyle that flows as easily as the river it overlooks. At 20 Neptune, every sunrise, tide, and breeze feels like an invitation to slow down and live fully. Welcome home!
Features of 20 Neptune Dr
| MLS® # | MDHR2047030 |
|---|---|
| Price | $689,900 |
| Bedrooms | 3 |
| Bathrooms | 2.50 |
| Full Baths | 2 |
| Half Baths | 1 |
| Square Footage | 2,100 |
| Acres | 0.37 |
| Year Built | 1971 |
| Type | Residential |
| Sub-Type | Detached |
| Style | Colonial |
| Status | Active |
Community Information
| Address | 20 Neptune Dr |
|---|---|
| Subdivision | RUMSEY ISLAND |
| City | JOPPA |
| County | HARFORD-MD |
| State | MD |
| Zip Code | 21085 |
Amenities
| Amenities | Attic, Upgraded Countertops, Wood Floors, Wpool Jets, Recessed Lighting, Master Bath(s), Walk-in Closet(s), Bathroom - Jetted Tub, Stall Shower, Tub Shower, Bathroom - Walk-In Shower, CeilngFan(s) |
|---|---|
| Parking | Concrete Driveway |
| # of Garages | 1 |
| Garages | Garage Door Opener, Garage - Front Entry, Inside Access |
| View | Water |
| Is Waterfront | Yes |
| Waterfront | River |
| Has Pool | Yes |
| Pool | Fenced, Pool (In-Ground), Saltwater, Pool/Spa Combo |
Interior
| Interior Features | Floor Plan-Open |
|---|---|
| Appliances | Dishwasher, Disposal, Dryer, Exhaust Fan, Microwave, Oven/Range-Gas, Range hood, Refrigerator, Six burner stove, Washer |
| Heating | Forced Air, Radiant |
| Cooling | Ceiling Fan(s), Central A/C |
| Has Basement | No |
| Fireplace | No |
| # of Stories | 2 |
| Stories | 2 Story |
Exterior
| Exterior | Stone, Vinyl Siding |
|---|---|
| Exterior Features | Extensive Hardscape, Flood Lights, Hot Tub, Sidewalks, Water Falls, Water Fountains, Balconies-Multiple, Balcony, Patio, Decorative Fence, Fenced-Rear, Wrought Iron, Pool (In-Ground), Pool/Spa Combo |
| Lot Description | Cul-de-sac, Landscaping, Lot Premium, No thru street, Rip-Rapped, Trees/Wooded, Fishing Available, Tidal Wetland |
| Windows | Bay/Bow, Screens |
| Roof | Architectural Shingle |
| Foundation | Active Radon Mitigation, Crawl Space, Slab |
School Information
| District | HARFORD COUNTY PUBLIC SCHOOLS |
|---|
Additional Information
| Date Listed | September 11th, 2025 |
|---|---|
| Days on Market | 16 |
| Zoning | R3 |
| Foreclosure | No |
| Short Sale | No |
| RE / Bank Owned | No |
Listing Details
| Office | EXP Realty, LLC |
|---|---|
| Contact Info | 8888607369 |